/* ============================================================
   LAYER 5 — PAGES
   Section-specific styles for the homepage.
   ============================================================ */

/* ── Section background layers ── */
.section-bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
  opacity: 0.16;
  pointer-events: none;
}
.section-bg-light { opacity: 0.07; }

/* Sections with a bg layer need positioning + stacked content */
#why, #risks, #contact, #mindset { position: relative; overflow: hidden; }
#why > .container, #risks > .container, #contact > .container, #mindset > .container { position: relative; z-index: 1; }

/* ── HERO ── */
#hero { position: relative; min-height: 100vh; display: flex; align-items: center; overflow: hidden; padding: 0; }
.hero-bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
}
.hero-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to right, rgba(12,25,49,0.88) 60%, rgba(12,25,49,0.55) 100%);
}
.hero-content {
  position: relative; z-index: 2; padding: 140px 40px 80px; max-width: 800px;
  margin: 0 auto 0 max(40px, calc((100vw - var(--container-max))/2));
}
.hero-eyebrow {
  font-family: var(--font-sans); font-size: 0.7rem; font-weight: 500;
  letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); margin-bottom: 28px;
}
#hero h1 { color: var(--white); font-weight: 300; font-size: clamp(3rem, 6vw, 5.5rem); line-height: 1.08; margin-bottom: 28px; }
#hero p  { color: rgba(255,255,255,0.85); font-size: var(--fs-body); line-height: 1.75; max-width: 46ch; margin-bottom: 48px; }
.hero-btns { display: flex; flex-wrap: wrap; gap: 16px; }
/* Full-width strip so the hero does not lean left */
.hero-tags {
  position: absolute; bottom: 0; left: 0; right: 0; z-index: 2;
  display: flex; justify-content: space-between; align-items: center;
  gap: 24px;
  padding: 22px max(40px, calc((100vw - var(--container-max))/2));
  border-top: 1px solid rgba(255,255,255,0.14);
  background: rgba(12,25,49,0.35);
  backdrop-filter: blur(2px);
  font-family: var(--font-sans); font-size: 0.7rem; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase; color: rgba(255,255,255,0.72);
}
.hero-tag { display: flex; align-items: center; gap: 10px; }
.hero-tag::before {
  content: ''; width: 18px; height: 1px; background: var(--gold); flex-shrink: 0;
}

/* ── INTRO ── */
#intro { background: var(--cream); padding: 120px 0; text-align: center; }
#intro h2 { font-size: clamp(1.8rem, 3.5vw, 3rem); font-weight: 300; max-width: 820px; margin: 0 auto 24px; line-height: 1.3; }
#intro p  { font-size: var(--fs-body); max-width: 60ch; margin: 0 auto; }

/* ── RESPONSIBILITIES ── */
#responsibilities { background: var(--cream); border-top: 1px solid var(--border); }
.resp-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-gap); align-items: start; margin-bottom: 80px; }
.resp-grid h2 { font-weight: 300; }
.resp-grid p  { font-size: var(--fs-body); line-height: 1.75; max-width: 42ch; }
.resp-cols { display: grid; grid-template-columns: repeat(3,1fr); border-top: 1px solid var(--border); }
.resp-col  { padding: 40px 32px 40px 0; border-right: 1px solid var(--border); }
.resp-col:nth-child(2) { padding-left: 32px; }
.resp-col:last-child   { border-right: none; padding-right: 0; padding-left: 32px; }
.resp-num  { font-family: var(--font-serif); font-size: 0.85rem; color: var(--gold-text); margin-bottom: 24px; letter-spacing: 0.05em; }
.resp-icon { margin-bottom: 22px; color: var(--gold-text); }
.resp-col h3 { font-size: 1.6rem; font-weight: 400; margin-bottom: 14px; }
.resp-col p  { font-size: var(--fs-sm); line-height: 1.75; }

/* ── WHO WE HELP ── */
#who { background: var(--cream-dark); border-top: 1px solid var(--border); }
.who-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-gap); align-items: center; }
.who-image-wrap { position: relative; }
.who-image-wrap img { width: 100%; height: 600px; object-fit: cover; }
.who-overlay { position: absolute; bottom: 0; right: 0; background: var(--navy); padding: 28px 32px; width: 78%; }
.who-overlay-cities {
  font-family: var(--font-sans); font-size: 0.7rem; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-light); margin-bottom: 12px;
}
.who-overlay p { color: var(--white); font-size: 1.05rem; font-family: var(--font-serif); font-weight: 300; line-height: 1.5; }
.who-right h2 { font-weight: 300; margin-bottom: 20px; }
.who-lead { font-size: var(--fs-body); line-height: 1.8; margin-bottom: 40px; max-width: 44ch; }
.who-list { border-top: 1px solid var(--border); }
.who-item { display: flex; align-items: baseline; gap: 20px; padding: 20px 0; border-bottom: 1px solid var(--border); }
.who-item-num  { font-family: var(--font-serif); font-size: 0.85rem; color: var(--gold-text); flex-shrink: 0; letter-spacing: 0.05em; }
.who-item-text { font-family: var(--font-serif); font-size: 1.25rem; font-weight: 400; color: var(--navy); }

/* ── SERVICES ── */
#services { background: var(--cream); }
.services-header { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-gap); align-items: end; margin-bottom: 64px; }
.services-header h2 { font-weight: 300; }
.services-header p  { font-size: var(--fs-body); line-height: 1.75; max-width: 46ch; }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--border); }
.service-card { background: var(--cream); padding: 40px 36px; }

/* Equal cards — the old row-spanning card left a 281px void */
.service-card { display: flex; flex-direction: column; }
.svc-num  { font-family: var(--font-serif); font-size: 0.85rem; color: var(--gold-text); margin-bottom: 20px; letter-spacing: 0.05em; }
.svc-icon { margin-bottom: 22px; color: var(--gold-text); }
.service-card h3 { font-size: 1.5rem; font-weight: 400; margin-bottom: 16px; line-height: 1.2; }
.service-card p  { font-size: var(--fs-sm); line-height: 1.75; flex: 1; }
.svc-link {
  display: inline-flex; align-items: center; gap: 8px; margin-top: 24px;
  font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.13em; text-transform: uppercase; color: var(--navy);
  text-decoration: underline; text-underline-offset: 4px; transition: color var(--t);
}
.svc-link:hover { color: var(--gold-text); }
/* CTA panel replaces the former empty grey cell */
.service-cta {
  background: var(--navy);
  padding: 40px 36px;
  display: flex; flex-direction: column; justify-content: center;
}
.service-cta-lead {
  font-family: var(--font-serif); font-size: 1.5rem; font-weight: 400;
  color: var(--white); margin-bottom: 14px; max-width: none;
}
.service-cta-text {
  font-size: var(--fs-sm); line-height: 1.75;
  color: rgba(255,255,255,0.72); margin-bottom: 28px;
}
.service-cta-link {
  align-self: flex-start;
  font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.13em; text-transform: uppercase; color: var(--gold-light);
  border-bottom: 1px solid var(--gold); padding-bottom: 4px;
  transition: color var(--t), border-color var(--t);
}
.service-cta-link:hover { color: var(--white); border-color: var(--white); }

/* ── FIGURES ── */
#figures { background: var(--cream); padding: 0 0 var(--space-section); }
.figures-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--border);
}
.figure {
  padding: 40px 32px 40px 0; max-width: none;
  border-right: 1px solid var(--border);
}
.figure:not(:first-child) { padding-left: 32px; }
.figure:last-child { border-right: none; }
.stat-value {
  display: block;
  font-family: var(--font-serif); font-size: 3.2rem; font-weight: 300;
  color: var(--navy); line-height: 1; margin-bottom: 14px;
}
.figure-label {
  display: block; font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-text); margin-bottom: 8px;
}
.figure-note { display: block; font-size: var(--fs-sm); color: var(--muted); }

/* ── MINDSET DIAGRAM ── */
.diagram { margin: 56px auto; max-width: 640px; }
.diagram svg { width: 100%; height: auto; overflow: visible; }
.diagram-caption {
  margin-top: 18px; text-align: center;
  font-family: var(--font-serif); font-style: italic;
  font-size: 1.05rem; color: var(--muted);
}

/* ── WHY ── */
#why { background: var(--navy); }
#why h2 { color: var(--white); font-weight: 300; margin-bottom: 80px; }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; }
.why-item { padding: 40px; border-top: 1px solid var(--border-dark); }
.why-item:nth-child(odd) { border-right: 1px solid var(--border-dark); }
.why-num { font-family: var(--font-serif); font-size: 0.78rem; color: var(--gold); margin-bottom: 20px; letter-spacing: 0.05em; display: block; }
.why-item h3 { color: var(--white); font-size: 1.3rem; font-weight: 400; margin-bottom: 14px; }
.why-item p  { color: rgba(255,255,255,0.72); font-size: var(--fs-sm); line-height: 1.75; }

/* ── MINDSET ── */
#mindset { background: var(--cream); text-align: center; padding: 120px 0; }
#mindset .eyebrow { display: block; }
#mindset h2 { font-size: clamp(2rem, 4vw, 3.5rem); font-weight: 300; max-width: 780px; margin: 0 auto 32px; line-height: 1.2; }
#mindset p  { max-width: 58ch; margin: 0 auto; font-size: var(--fs-body); line-height: 1.8; }

/* ── RISKS ── */
#risks { background: var(--navy); }
#risks h2 { color: var(--white); font-weight: 300; margin-bottom: 20px; }
.risks-lead { color: rgba(255,255,255,0.72); font-size: var(--fs-body); line-height: 1.8; max-width: 52ch; margin-bottom: 56px; }
.risks-grid { display: grid; grid-template-columns: 1fr 1fr; border-top: 1px solid var(--border-dark); margin-bottom: 56px; }
.risk-item { display: flex; align-items: baseline; gap: 20px; padding: 24px 0; border-bottom: 1px solid var(--border-dark); }
.risk-item:nth-child(odd)  { padding-right: 60px; border-right: 1px solid var(--border-dark); }
.risk-item:nth-child(even) { padding-left: 40px; }
.risk-num  { font-family: var(--font-serif); font-size: 0.78rem; color: var(--gold); flex-shrink: 0; letter-spacing: 0.05em; }
.risk-text { color: rgba(255,255,255,0.9); font-family: var(--font-serif); font-size: 1.2rem; font-weight: 400; }
.risks-quote { font-family: var(--font-serif); font-size: 1.5rem; font-style: italic; color: var(--gold-light); font-weight: 400; max-width: none; }

/* ── PROCESS ── */
#process { background: var(--cream); }
#process h2 { font-weight: 300; margin-bottom: 20px; }
.process-lead { font-size: var(--fs-body); line-height: 1.8; max-width: 50ch; margin-bottom: 72px; }
.process-list { border-top: 1px solid var(--border); }
.process-step {
  display: grid; grid-template-columns: 180px 260px 1fr;
  align-items: baseline; padding: 48px 0; border-bottom: 1px solid var(--border);
}
.process-step-num { font-family: var(--font-serif); font-size: 3rem; font-weight: 400; color: var(--gold-text); line-height: 1; opacity: 0.55; }
.process-step h3  { font-size: 1.6rem; font-weight: 400; color: var(--navy); padding-right: 32px; }
.process-step p   { font-size: var(--fs-body); line-height: 1.75; }

/* ── ADVISOR ── */
#advisor { background: var(--cream); border-top: 1px solid var(--border); }
.advisor-grid {
  display: grid; grid-template-columns: 5fr 7fr;
  gap: var(--space-gap); align-items: center;
}
.advisor-portrait-wrap { position: relative; }
.advisor-portrait { width: 100%; height: 620px; object-fit: cover; }
.advisor-badge {
  position: absolute; bottom: 0; left: 0;
  background: var(--navy); padding: 22px 28px;
}
.advisor-badge-label {
  display: block; font-family: var(--font-sans); font-size: 0.65rem; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-light); margin-bottom: 4px;
}
.advisor-badge-value {
  font-family: var(--font-serif); font-size: 1.15rem; color: var(--white);
}
.advisor-body h2 { font-weight: 300; margin-bottom: 32px; max-width: 18ch; }
.advisor-name {
  font-family: var(--font-serif); font-size: 1.6rem; color: var(--navy);
  margin-bottom: 24px; max-width: none;
}
.advisor-role {
  display: block; font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-text); margin-top: 8px;
}
.advisor-bio { font-size: var(--fs-body); line-height: 1.8; margin-bottom: 18px; max-width: 52ch; }
.advisor-facts { margin: 32px 0 36px; border-top: 1px solid var(--border); }
.advisor-fact {
  display: flex; align-items: baseline; gap: 18px;
  padding: 14px 0; border-bottom: 1px solid var(--border); max-width: none;
}
.advisor-fact-num {
  font-family: var(--font-serif); font-size: 0.85rem;
  color: var(--gold-text); flex-shrink: 0;
}
.advisor-fact-text { font-size: var(--fs-sm); color: var(--muted); }

/* ── TRUST ── */
#trust { background: var(--cream-dark); border-top: 1px solid var(--border); }
.trust-grid { display: grid; grid-template-columns: 5fr 7fr; gap: var(--space-gap); align-items: start; }
.trust-left h2 { font-weight: 300; margin-bottom: 18px; }
.trust-lead { font-size: var(--fs-sm); line-height: 1.8; margin-bottom: 36px; max-width: 42ch; }
.trust-box { border: 1px solid var(--border); padding: 28px 32px; }
.trust-box-label {
  font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-text);
  margin-bottom: 16px; display: block;
}
.trust-box h3 { font-size: 1.35rem; font-weight: 400; margin-bottom: 12px; color: var(--navy); }
.trust-box p  { font-size: var(--fs-sm); line-height: 1.7; }
.trust-box p a, .trust-item p a { color: var(--gold-text); text-decoration: underline; text-underline-offset: 3px; }
.trust-right-list { border-top: 1px solid var(--border); }
.trust-item {
  display: grid; grid-template-columns: 40px 180px 1fr;
  padding: 28px 0; border-bottom: 1px solid var(--border); align-items: baseline;
}
.trust-item-num { font-family: var(--font-serif); font-size: 0.85rem; color: var(--gold-text); letter-spacing: 0.05em; }
.trust-item h4  { font-size: 1.1rem; font-weight: 400; color: var(--navy); padding-right: 24px; }
.trust-item p   { font-size: var(--fs-sm); line-height: 1.75; }

/* ── FAQ ── */
#faq { background: var(--cream); border-top: 1px solid var(--border); }
#faq h2 { font-size: clamp(2rem, 4vw, 3.2rem); font-weight: 300; text-align: center; margin-bottom: 18px; }
.faq-lead { text-align: center; margin: 0 auto 56px; font-size: var(--fs-body); color: var(--muted); max-width: 46ch; }
.faq-list { max-width: 860px; margin: 0 auto; }

.legal-strip { background: var(--cream-deep); padding: 28px 40px; text-align: center; margin-top: 80px; }
.legal-strip p { font-size: var(--fs-xs); line-height: 1.75; color: var(--muted); max-width: 78ch; margin: 0 auto; }
.legal-strip a { color: var(--gold-text); text-decoration: underline; text-underline-offset: 3px; }

/* ── QUOTE ── */
#quote-section { background: var(--cream-deep); padding: 130px 0; text-align: center; }
#quote-section h2 { font-size: clamp(2rem, 4vw, 3.5rem); font-weight: 300; line-height: 1.3; }
#quote-section em.quiet {
  font-style: italic; font-family: var(--font-serif);
  color: var(--muted); font-weight: 300;
}

/* ── CONTACT ── */
#contact { background: var(--navy); padding: var(--space-section) 0; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-gap); align-items: start; }
.contact-left h2 { color: var(--white); font-weight: 300; font-size: clamp(2.2rem, 4vw, 3.5rem); margin-bottom: 28px; line-height: 1.15; }
.contact-left p  { color: rgba(255,255,255,0.75); font-size: var(--fs-body); line-height: 1.8; margin-bottom: 40px; max-width: 46ch; }
.contact-left-note { font-size: 0.75rem; color: rgba(255,255,255,0.35); margin-top: 12px; }
.contact-form-card { border: 1px solid rgba(255,255,255,0.12); padding: 44px; }
.form-label-small {
  font-family: var(--font-sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-light);
  margin-bottom: 16px; display: block;
}
.contact-form-card h3 { color: var(--white); font-size: 1.8rem; font-weight: 300; margin-bottom: 36px; }
.form-note-small {
  font-size: 0.75rem; color: rgba(255,255,255,0.3); font-style: italic;
  margin-bottom: 20px; display: block; font-family: var(--font-serif);
}
.form-status {
  margin-top: 20px; padding: 14px 16px;
  font-size: 0.85rem; line-height: 1.6; font-family: var(--font-sans);
  border-left: 2px solid;
}
.form-status.ok    { color: #8FD9AE; border-color: #6FCF97; background: rgba(111,207,151,0.08); }
.form-status.error { color: #F09B9B; border-color: #EB5757; background: rgba(235,87,87,0.08); }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .resp-grid, .who-grid, .services-header, .trust-grid, .contact-grid { grid-template-columns: 1fr; gap: 48px; }
  .resp-cols { grid-template-columns: 1fr; }
  .resp-col, .resp-col:nth-child(2), .resp-col:last-child {
    border-right: none; padding: 32px 0; border-bottom: 1px solid var(--border);
  }
  .services-grid { grid-template-columns: 1fr 1fr; }
  .figures-grid  { grid-template-columns: 1fr 1fr; }
  .figure:nth-child(2) { border-right: none; }
  .figure:nth-child(3) { border-top: 1px solid var(--border); padding-left: 0; }
  .figure:nth-child(4) { border-top: 1px solid var(--border); border-right: none; }
  .advisor-grid { grid-template-columns: 1fr; gap: 48px; }
  .advisor-portrait { height: 460px; }
  .why-grid { grid-template-columns: 1fr; }
  .why-item:nth-child(odd) { border-right: none; }
  .risks-grid { grid-template-columns: 1fr; }
  .risk-item:nth-child(odd)  { border-right: none; padding-right: 0; }
  .risk-item:nth-child(even) { padding-left: 0; }
  .process-step { grid-template-columns: 100px 1fr; grid-template-rows: auto auto; gap: 16px; }
  .process-step p { grid-column: 2; }
  .trust-item { grid-template-columns: 36px 1fr; grid-template-rows: auto auto; }
  .trust-item p { grid-column: 2; }
  .who-image-wrap img { height: 440px; }
  .contact-form-card { padding: 32px; }
}

@media (max-width: 768px) {
  :root {
    --container-pad: 24px;
    --space-section: 72px;
    --fs-body: 1rem;      /* 16px */
    --fs-sm:   0.9375rem; /* 15px */
  }
  /* Logo must not wrap on small screens */
  .nav-logo { gap: 8px; }
  .nav-logo-main { font-size: 1.05rem; white-space: nowrap; }
  .nav-logo-sub  { display: none; }
  .hero-content { margin: 0; padding: 120px 24px 60px; }
  .hero-tags { left: 24px; right: 24px; }
  h1 { font-size: 2.6rem; }
  h2 { font-size: 2rem; }
  .services-grid { grid-template-columns: 1fr; }
  .process-step  { grid-template-columns: 80px 1fr; }
  .advisor-portrait { height: 380px; }
  .figures-grid { grid-template-columns: 1fr; }
  .figure { border-right: none; padding: 26px 0; border-top: 1px solid var(--border); }
  .figure:not(:first-child) { padding-left: 0; }
  .stat-value { font-size: 2.4rem; }
  .advisor-body h2 { max-width: none; }
  .hero-tags { flex-direction: column; align-items: flex-start; gap: 10px; padding: 18px 24px; font-size: 0.62rem; }
  .legal-strip   { padding: 20px 24px; }
  .contact-form-card { padding: 28px 20px; }
}