Imprint
Legal notice pursuant to § 5 DDG (formerly § 5 TMG) and § 18 (2) MStV · Last updated 24 October 2026
Still to be filled in or confirmed before launch:
- Vermittlerregister number (D-…) and which permissions you actually hold
- Whether you act as a tied agent under § 34d (7) GewO — if so, the liable company must be named
- Supervisory authority (your IHK) with address
- VAT ID or the exemption note, whichever applies
- Professional indemnity insurance, if you are required to hold one
- The arbitration bodies that apply to your permissions
Provider
Finanz- und Vermögensberatung Manuel Nikolaou
Liststr. 1/2
71229 Leonberg, Germany
Contact
| Phone | 0172 6210399 |
|---|---|
| hello@myfinancegermany.com | |
| Website | myfinancegermany.com |
Responsible for content
Responsible for editorial content pursuant to § 18 (2) MStV:
Manuel Nikolaou
Liststr. 1/2, 71229 Leonberg
Professional information
Professional title
Insurance broker / insurance agent (Versicherungsmakler / Versicherungsvertreter), awarded in the Federal Republic of Germany.
Permissions
Permission pursuant to § 34d GewO (insurance brokerage), § 34f GewO (financial investment brokerage), § 34i GewO (real estate loan brokerage) and § 34c GewO (property and loan brokerage).
Granting authority: [REPLACE: name and address of the issuing IHK]
Register entry
Entered in the Vermittlerregister under registration number [REPLACE: D-XXXX-XXXXX-XX].
Register keeper: Deutscher Industrie- und Handelskammertag e. V., Charlottenstraße 35/36, 10117 Berlin, phone 0180 600 585 0. The register can be checked at vermittlerregister.info.
Supervisory authority
[REPLACE: your IHK, with full address]
Applicable professional regulations
- §§ 34c, 34d, 34f, 34i Gewerbeordnung (GewO)
- §§ 59–68 Versicherungsvertragsgesetz (VVG)
- Versicherungsvermittlungsverordnung (VersVermV)
- Finanzanlagenvermittlungsverordnung (FinVermV)
Full texts are available at gesetze-im-internet.de.
VAT
[REPLACE: VAT identification number pursuant to § 27a UStG, or the note that services are exempt from VAT under § 4 No. 11 UStG]
Professional indemnity insurance
[REPLACE: insurer name]
[REPLACE: insurer address]
Geographical scope: [REPLACE: typically Germany or the EU]
Dispute resolution
The European Commission provides a platform for online dispute resolution at ec.europa.eu/consumers/odr. Our email address is given above.
For disputes arising from brokerage activity, the following consumer arbitration bodies can be approached:
- Versicherungsombudsmann e. V., Postfach 08 06 32, 10006 Berlin — versicherungsombudsmann.de
- Ombudsmann für die private Kranken- und Pflegeversicherung, Postfach 06 02 22, 10052 Berlin — pkv-ombudsmann.de
- [REPLACE or delete: the body applicable to your § 34f / § 34i activity]
We are [REPLACE: willing / not obliged and not willing] to take part in dispute resolution proceedings before a consumer arbitration board.
Scope of our services
We provide consulting, education and coordination services. Where regulated insurance, investment, financing or real-estate-related advice is required, it is provided by appropriately licensed professionals operating under the applicable German regulatory frameworks. We do not provide tax or legal advice.
Liability for content
As a service provider we are responsible for our own content on these pages under general law pursuant to § 7 (1) DDG. Under §§ 8 to 10 DDG we are not obliged to monitor transmitted or stored third-party information, or to investigate circumstances that indicate unlawful activity.
Obligations to remove or block the use of information under general law remain unaffected. Liability in this respect is only possible from the point at which a concrete infringement becomes known. If we become aware of such infringements, we will remove the content immediately.
Liability for links
Our pages contain links to external websites over whose content we have no influence. We therefore cannot accept liability for this third-party content. The respective provider or operator is always responsible for the content of linked pages.
Linked pages were checked for possible legal violations at the time of linking and no unlawful content was recognisable. Permanent monitoring without concrete evidence of an infringement is not reasonable. If we become aware of legal violations, we will remove such links immediately.
Copyright
The content and works created by the site operator on these pages are subject to German copyright law. Reproduction, editing, distribution and any kind of use beyond the limits of copyright law require written consent. Downloads and copies of this site are permitted for private, non-commercial use only.
Where content was not created by the operator, third-party copyrights are respected and such content is identified. Should you become aware of a copyright infringement, please let us know and we will remove the content immediately.