Privacy Policy
Datenschutzerklärung under the GDPR (DSGVO) and BDSG · Last updated 24 October 2026
This policy describes what the website actually does today. Two things still need your input:
- Confirm the hosting provider and sign a data processing agreement (AV-Vertrag) with them
- If you add a booking tool (Calendly, TidyCal …), analytics, or a newsletter later, this policy has to be extended before that goes live
It is a solid starting point, not legal advice. Have it reviewed.
1. Controller
The controller responsible for data processing on this website is:
Finanz- und Vermögensberatung Manuel Nikolaou
Liststr. 1/2, 71229 Leonberg, Germany
Phone: 0172 6210399
Email: hello@myfinancegermany.com
We have not appointed a data protection officer, as the legal thresholds for doing so are not met.
2. The short version
This website is deliberately quiet. It sets no cookies, uses no analytics, has no tracking pixels, no advertising network, no social media plugins and no newsletter tool. Nothing is stored in your browser. The only data we receive is what your browser sends to load the page, and whatever you choose to type into the contact form.
3. Server log files
When you open this website, our hosting provider automatically records information that your browser transmits. This happens for every website and cannot be switched off without making the site unusable.
- IP address of the requesting device
- Date and time of the request
- The page or file requested
- Referrer URL, where transmitted
- Browser type and version, operating system
- Amount of data transferred and the HTTP status code
Purpose: delivering the website, maintaining stability and security,
and investigating misuse.
Legal basis: Art. 6 (1) (f) GDPR. Our legitimate interest lies in the
technically error-free presentation and security of this website.
Retention: log data is deleted after a maximum of
[REPLACE: usually 7–30 days, confirm with your host]. This data is
never merged with other data sources.
Hosting
This website is hosted by [REPLACE: ALL-INKL.COM — Neue Medien Münnich, Inh. René Münnich, Hauptstraße 68, 02742 Friedersdorf, Germany], on servers located in Germany. The provider processes the data described above on our behalf as a processor within the meaning of Art. 28 GDPR, on the basis of a data processing agreement.
4. Contact form
If you use the form in the contact section, the following is transmitted to us:
- Your name
- Your email address
- The situation you select, if you choose one
- The message you write
- Your IP address and the time of submission, recorded for abuse protection
The form contains a hidden field that is invisible to you but filled in by automated spam bots. Submissions in which this field is filled are discarded and never reach us.
The content is sent by email to hello@myfinancegermany.com and is not stored in a database on this website. Email is not an encrypted medium end to end — please do not send account numbers, ID documents, health information or other particularly sensitive data through this form.
Purpose: responding to your enquiry and any follow-up questions.
Legal basis: Art. 6 (1) (b) GDPR where your enquiry concerns a contract
or pre-contractual measures; otherwise Art. 6 (1) (f) GDPR, our legitimate interest in
answering enquiries addressed to us.
Retention: until your enquiry is fully dealt with, unless statutory
retention periods under commercial or tax law require us to keep it longer. You can ask
us to delete it at any time.
5. Contact by phone or email
If you contact us directly by phone or email, the data you provide is used solely to deal with your request. The legal bases and retention periods are the same as for the contact form above.
6. Fonts
The typefaces used on this site are hosted on our own server. No connection to Google Fonts or any other external font service is established, and no data is transmitted to such providers when you visit.
7. Images from Unsplash
Some images on this website are currently loaded from the Unsplash content delivery network (Unsplash Inc., 20 Jay Street, Brooklyn, NY 11201, USA). When such an image is displayed, your browser connects to Unsplash's servers and your IP address is transmitted there. This can involve a transfer to the USA.
Legal basis: Art. 6 (1) (f) GDPR, our legitimate interest in an
appealing presentation of this website. The transfer is based on the EU standard
contractual clauses and the EU–US Data Privacy Framework.
Unsplash's privacy policy:
unsplash.com/privacy.
We intend to move these images onto our own server, after which no external connection will be made.
8. Cookies and local storage
This website sets no cookies and writes nothing to your browser's local or session storage. Accordingly, no consent banner is required and none is shown. See our cookie notice for detail.
9. Your rights
Under the GDPR you have the following rights in relation to your personal data:
- Access (Art. 15) — to know whether and what data we hold about you
- Rectification (Art. 16) — to have incorrect data corrected
- Erasure (Art. 17) — to have your data deleted
- Restriction of processing (Art. 18)
- Data portability (Art. 20) — to receive your data in a machine-readable format
- Objection (Art. 21) — to object to processing based on legitimate interests
- Withdrawal of consent (Art. 7 (3)) — with effect for the future
To exercise any of these, write to hello@myfinancegermany.com. We will respond within one month.
10. Right to lodge a complaint
You have the right to complain to a supervisory authority. The authority responsible for our location is:
Der Landesbeauftragte für den Datenschutz und die Informationsfreiheit Baden-Württemberg
Lautenschlagerstraße 20, 70173 Stuttgart
11. Encryption
This site uses SSL/TLS encryption for security and to protect the transmission of content you send to us. You can recognise an encrypted connection by the "https://" prefix and the padlock symbol in your browser's address bar.
12. No automated decision-making
We do not use automated decision-making or profiling within the meaning of Art. 22 GDPR.
13. Changes to this policy
We will update this policy whenever changes to the website or to the law make it necessary. The current version always applies, and its date is shown at the top of this page.